No matter how good you are about saving money, this is the time of year when saving money is usually a bigger priority than ever. As a matter of fact, saving more is one of the most common New Year’s resolutions. And it’s a very worthy goal which is why today focusing on ways to get your new year off to a good start-financially.
There are so many simple tricks and steps that you can use to save more in 2012. But today we’re focusing on three savings strategies that can significantly boost your savings this year. The best part about what we’re sharing with you today is that very little changes are required to implement these techniques and save a bundle.
Take a Bite Out of Your Food Expenses
Food is one of the biggest expenses that anyone will have to deal with, outside of rent and utilities. To save more in 2012, cutting back on what you pay for food is one of the best things that you can do. The simplest thing that can be done to save more money is to pack your lunch instead of eating out every day. A trip to the grocery store to buy the items for a daily lunch for a week will average around $10 or $15, depending on what is purchased.
Value Size Your Beverage Savings
Drinks can take up a sizeable portion of your budget and changes in this area can help you to save more in 2012. For example, making coffee at home can bring in hefty savings considering one cup of coffee from a fast food restaurant or specialty store can cost $5 or more. Bottling your own water can also save money. Instead of paying $1 or more per bottle, filling one from the tap or from a filter pitcher will result in big savings each year.
Setting Your Sights on the Minutiae in 2012
Taking on those itty bitty expenses that can add up really quickly is a way to save more in 2012 without making major lifestyle changes. Making sure that your bills are paid on time will eliminate late fees and extra charges that could occur. Likewise, using in-network ATMs will cut out service fees and will save between $3 and $5 each ATM trip.
We’ve just shown you three small lifestyle changes that can help you reach your savings goals this year. We hope that these tips will help you get off to a fast start. And don’t forget that if you’d like to keep up to date on the latest applique, budgeting and fashion tips be sure to like us on Facebook or subscribe to our blog bulletin!